Wake Up
Your Money
Not sure what to do with your money? Discover the simple 3 step plan that puts every euro to work.
Free accounts
EU-regulated providers
Products we trust
Free to use • Independent recommendations • Some links are affiliate links
Take Control of Your Money
Start with the essentials. Once your financial foundation is in place, you can expand into crypto and alternative investments.
01
Bank Smarter
Receive your salary, pay bills and manage your everyday finances with modern banking accounts.
N26
Free everyday banking
Revolut
Great for travel & spending abroad
02
Build Your Safety Net
Build an emergency fund covering 3 to 6 months of living expenses before you invest.
Trade Republic
Earn interest on uninvested cash
03
Invest Consistently
Invest regularly into broad, diversified assets. Stay consistent and think long term.
Trade Republic
Simple ETF investing
Interactive Brokers
Professional investing platform
Foundation complete
Everything below is optional.
Crypto
Higher risk. Higher potential return.
Binance
Largest crypto exchange
Bybit
Advanced crypto trading
Alternative Investments
Diversify beyond stocks and ETFs.
GetIncome
Private credit investing
Debitum
Business-backed lending
How We Choose What We Recommend
Not every financial product deserves your attention.
We recommend only the providers that meet our standards for regulation, costs, simplicity and long-term reliability.
Strong Regulation
Digital doesn’t mean less secure. We prioritise providers operating under recognised European regulatory frameworks. Deposits with N26 and Revolut Bank are protected up to €100,000 under their national deposit guarantee schemes. Cash held through Trade Republic partner banks also benefits from applicable EU deposit protection up to €100,000 per customer.
Low Cost First
The easiest money to earn is the money you stop losing. We prioritise providers with free accounts, low investing costs and transparent pricing so more of your money stays invested instead of paying unnecessary fees.
Carefully Selected
We don’t recommend everything. Every recommendation earns its place because it helps build a simple, long-term money setup—not because it pays the highest commission.
Built for Real Life
The best financial plan is the one you’ll actually follow. We favour providers with intuitive apps, straightforward onboarding and products that are easy to understand and use.
WakeMyMoney is completely free to use.
Some links on this website are referral or affiliate links. If you decide to open an account through them, we may earn a commission at no additional cost to you. This never changes which products we recommend or how we evaluate them.